ManipalCigna Health Insurance Company Limited Reviews & Complaints
REJECTION OF CLAIM UNDER HEALTH INSURANCE
Reported By: Vipulbhai Jamanadas Savaliya
Company had rejected my calim(having claim id 48532158) while stating that “citing non-disclosure of menorrhagia for the past two years”, which was completely wrong.
Thiis policy was ported from HDFC Ergo, where it was originally active since 2018, and was transferred to ManipalCigna last year.
During the porting process, your telemedical and underwriting team conducted medical history verification. At no stage was any specific enquiry made regarding such symptoms or condition, nor was there any clear disclosure field available in the online proposal form for the same. Therefore, repudiating the claim on this ground appears unjustified and lacks transparency.
Further, since the policy has been continuously active since 2018, the applicable waiting period for specific illnesses under the old sum insured had already been completed. Coverage for all members was valid up to Rs. 3,00,000, and my current claim amount is within this limit.
So kindly register my complain against manipal cigna and help me to recover my claim amount from company as soon as possible.
